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TAV/Compare/TAV vs Wave

TAV vs Wave.

Wave is a free accounting platform — invoicing, bookkeeping, expense tracking. It is genuinely useful for tracking your finances. It is not a freelancer operating system. There are no contracts, no client portal, no mobile approval flows, and no support outside North America.

Recommended

TAV

€49/mo

The system that runs for you

Declares output, not inputs
Mobile-first approval flows
Live client portal
US + EU payments native
Documents generated from your work

Wave

Free / $19/mo

North America only

Free accounting for small businesses

North America only — no EU support
No contracts or digital signatures
No client portal
No time tracking
Accounting tool, not freelancer infrastructure
Wave
Feature by feature

What you actually get.

FeatureTAVWave
MCP server (19 tools)
Contracts + e-signatures
Client portal (magic link)
Time tracking
Proposals
EU support
North America only
Invoicing
Automatic payment reminders
Pro plan only
Proposal → contract → invoice flow
Delivery tracking
Mobile app (PWA)
Expense tracking
Bookkeeping
Price
$49/mo flat
Free / $19/mo
FeatureTAVWave
MCP server (19 tools)
Contracts + e-signatures
Client portal (magic link)
Time tracking
Proposals
EU support
North America only
Invoicing
Automatic payment reminders
Pro plan only
Proposal → contract → invoice flow
Delivery tracking
Mobile app (PWA)
Expense tracking
Bookkeeping
Price$49/mo flatFree / $19/mo
The verdict

Wave tracks money. TAV runs the operation.

Wave and TAV solve different problems. Wave is accounting software — it helps you track income, expenses, and stay organized for tax season. That is valuable. But it does not send contracts, it does not give clients a portal, it does not track time or generate invoices from your work logs. TAV is not accounting software. TAV is the operational layer between you and your clients — from first proposal to final payment. Many TAV users export data to their accountant at year-end. Wave is a good tool for that accountant. TAV is what runs your business.

Why TAV wins

Output, not input

You log work. TAV generates the documents. No form-filling, no template-hunting.

Built for US + EU

Native Stripe integration for both markets. Your clients pay in their currency.

Client portal, always live

Your client sees the current state of everything. No email attachments. No chasing.

One price. Everything.

No tier confusion. No per-client fees. No upsells.

Common questions

TAV vs Wave — what people actually ask.

Stop using tools.
Run a system.

TAV handles the output. You handle the work.

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